What lower inflation and Fed rate cuts could mean for I Bonds, CDs and savers
Promotions on CDs already aren't as good as they were in January, but some attractive yields of 4% or higher remain on one-year CDs.
15 best long-term CDs to open before the next rate cut
With more Fed rate cuts on the horizon, it could make sense to open one of these top-earning CDs before rates drop.
Why Mortgage Rates Haven’t Fallen Since the Fed Cut
The Federal Reserve cut interest rates, then standard 30-year mortgage rates went up. It’s a warning that lower rates from here are not a foregone conclusion.
JPMorgan, Bank of America No Longer See a Half-Point Fed Rate Cut in November
JPMorgan Chase & Co. and Bank of America Corp. are now forecasting a quarter-point reduction in interest rates when the Federal Reserve next meets in November, giving up on their calls for a larger cut after labor-market data offered evidence of US economic resilience.
Fed Rate Cuts Are Less Urgent After Powell Made Breathing Space. Here’s Why and 5 Other Things to Know Today.
OpenAI nearly doubles valuation to $157 billion in latest funding round, Tesla deliveries rose but analysts wanted more, and other news to start your day.
The Best Dividend Plays For Fed Rate Cuts
FedEx is the type of stock I always watch, waiting for a pullback. It directly benefits from a megatrend, a bull market in e-commerce sales.
Fed is in no 'hurry' to cut rates quickly. Could that patience be tested?
Federal Reserve Chair Jerome Powell has made it clear the central bank isn’t in a 'hurry' to bring interest rates down, but that will be put to the test this fall with a series of job reports starting Friday.
Are CDs Still Worth It? Yes, They Are—But Don't Sleep on These Top Rates
If you think you've missed the boat on opening a CD, let us set you straight. Locking in one of today's great rates is still ...
Made Money on CDs in 2024? Here's How Much You'll Owe the IRS
In recent months, CDs have paid record-high APYs. If you cashed in on these high rates, here's how much you'll need to pay ...
The best add-on CDs of October 2024
Navy Federal Credit Union’s EasyStart Certificates include an add-on feature. They boast rates as high as 4.65% APY and come ...
CNET4d
Here's Why This CFP Doesn't Recommend Long-Term CDs
N'Jie Konte still isn't a fan of most long-term CDs; in this case, anything over a two-year term. She likes that with a CD, ...
24/7 Wall St2d
5% CDs Are History: 6 High-Yield Blue Chips Pay 5% and Higher Dividends
One bright idea for investors using CDs and money market funds as fixed-income investments may be to shift to quality ...
Forget About CDs. If You're Saving for Retirement, Your Money Belongs Here Instead
CDs may seem like a good way to save for retirement because they're a pretty safe investment. But there are better places for ...
The 9.5% CD is still available — and 9 more highest-APY CDs for October 2024
For those who don’t qualify for the highest APY offers, we’ve got 5 attractive certificates of deposit that are more ...
USA Today2d
Best 6-month CD rates of October 2024
It wasn’t that long ago CDs, especially six-month CDs, paid very little. In May 2022, for instance, the average six-month CD offered a yield of 0.10%. Put $10,000 into a CD paying that yield and ...
Business Insider1d
Best CDs Right Now to Maximize Your Savings
Business Insider's personal finance team independently monitors over 100 national banks and credit unions to provide a list of the best CDs offered by national financial institutions. We report on ...
CDs vs. Share Certificates: Which Is Better?
Short-term Treasury bills (T-bills) can offer similar—or better—returns with more flexibility and the same risk profile. They ...